I've never broken a bone. I can count my emergency room visits on one hand. 1 panic attack, 1 asthma attack, 1 migraine that had me curled up, vomitting and crying on the bathroom floor, 1 boxcutter cut across two fingers. I've never had to stay in the hospital and the most major surgery I've had is having my wisdom teeth removed.
My need for health insurance has nothing to do with major catastrophes so the "low monthly payment and we'll basically start paying for shit if you're on your death bed" plans aren't really going to work for me. But neither does "just don't get sick".
For as long as I can remember, I was prone to every cold that came around. When you combine constant colds with asthma there are times (like right now) when I can barely walk a block without an inhaler. In the winter, my Eustachian tubes have an unfortunate habit of malfunctioning causing constant ear pain. Basically the solution is to take endless sudafed and spray gross shit up my nose. When I take sudafed I'm not supposed to drink coffee or use my inhaler because sudafed has a tendency to give me heart palpitations. Usually if I'm taking sudafed, I need my inhaler. Also, not the best stuff for insomnia. All this stupid sinus stuff plus sometimes bronchitis means I am that person that's probably creating super viruses by taking all of the antibiotics. Like, I'm on antibiotics 2 or 3 times a flu season.
Also, I don't know if you've noticed, but I have fucking insane allergic reactions to EVERYTHING. (And in that 2nd link the post mentions having a kidney infection the month before! If I had been born a hundred years ago, I would not have made it to 25)
Luckily, most of the time, I can pretty much manage my migraines through diet and stress reduction, so while I do need the meds about once a month, it's rarely more than that these days.
So, no, I don't have any major health problems (knock on wood) but I tend to be kind of a mess in a dress healthwise so I'm pretty much freaking out about my lack of health insurance come January. Also, I'm pretty sure I have an ear infection right now, but I can't use my current health insurance in New York, so I'm freaking out about that too because I've felt like death off and on for about a month now. The problem is, I need affordable urgent care visits and prescriptions which tends to be what you get if you can afford to pay eleventy billion dollars a month, otherwise it's all high deductible plans that don't cover office visits or prescriptions which seems totally useless to me.
It basically comes down to this:
Can I please just pay some more taxes so that the government takes care of this for me? That is all I want for Christmas/Channukah/Birthday. Socialized medicine. That's it.
Because I am actually near tears, freaking out trying to figure out how I'm going to be able to do this. This might also be related to the whole being sick and exhausted and only having one day off thing. Also the figuring out how little money I'll be making in January when my work is closed for ten days thing.
Why can't you be the FDR I wanted you to be Obama? We had such high progressive hopes for you.